What is a hard money loan in Arizona?

A hard money loan in Arizona is a short-term, asset-based loan secured by real estate — not your credit score. Grand Funding evaluates the property value and your exit strategy, not your tax returns or employment history. This makes it ideal for Arizona investors who need fast financing for fix & flip, bridge, or construction projects.

How fast can I get a hard money loan in Arizona?

Arizona hard money loans can be approved within 24 hours and funded within 3-5 business days. Grand Funding provides decisions upon receipt of a complete application. For straightforward deals, we've closed in as little as 48 hours.

What Arizona cities does Grand Funding serve?

Arizona coverage spans the full state: Phoenix, Scottsdale, Tempe, Mesa, Gilbert, Chandler, Glendale, Peoria, Surprise, Tucson, Flagstaff, Sedona, Payson, Prescott, Yuma, and Lake Havasu City.

What is the minimum and maximum loan amount in Arizona?

Grand Funding offers Arizona hard money loans from $70,000 to $5,000,000. This range covers single-family fix & flips, small commercial deals, multi-family, and large construction projects.

Do I need perfect credit to get a hard money loan in Arizona?

Credit is considered but is not the primary qualifying factor. Grand Funding focuses on the property's value, your equity position, and your exit strategy. Arizona borrowers with credit scores as low as 550 may qualify depending on the deal structure.

ORANGE COUNTY · CALIFORNIA · DIRECT LENDER

Orange County Hard Money Lender

Direct private capital for Orange County real estate investors. 24-hour term sheets. 3-5 day funding. Luxury Fix-And-Flip to ground-up custom builds.

Call Logan: (602) 935-0371 Get Pre-Approved →

Hard money loans built for Orange County investors

Orange County is California's premium investor market — luxury coastal fix-and-flips, short-term rental conversions in Newport and Laguna Beach, and ground-up custom builds in Anaheim Hills. Margins are higher but so is the cost of being slow: a deal lost at $1.5M is a deal lost.

Market context: Orange County luxury fix-and-flip ARVs commonly exceed $2.5M. Bridge loans for inheritance-driven flips are a recurring use case.

Orange County neighborhoods we lend in

Grand Funding finances deals throughout Orange County and surrounding California markets. High-volume submarkets in our book include Newport Beach, Irvine, Costa Mesa, Huntington Beach, Laguna Beach, plus the broader California statewide footprint.