Arizona Construction Loans — Build Now, Not Later
Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
Why Arizona Builders Choose Grand Funding
Lenders who actually understand construction
Former Builders
40+ years as builders means we understand permits, GC relationships, draw timing, weather delays, and change orders. We're not reading from a checklist — we've lived it.
Draw structure after project review
Funds released as work is completed and inspected. You're not carrying interest on money you haven't drawn yet, and we're protected through the build process.
loan sizing determined after review
From a simple ADU to a larger custom build — loan sizing is determined after review.
Flexible Timeline
We work around your build schedule — not the other way around. Arizona's permitting, weather, and labor market create delays. We've seen it all and underwrite accordingly.
Recent Arizona Construction Projects Funded
Real builds across the state
How Arizona Construction Loans Work
From ground to funded in three steps
Submit Your Project
Share your plans, lot address, project cost, GC info, and projected timeline. We review fast and ask smart questions — not a checklist rundown.
~15 minutesGet Your Construction Terms
In-house review of project cost, completed value, GC, and exit. Term sheet in 24 hours with draw schedule, rate, and loan amount.
Within 24 hoursClose & Break Ground
Close in 5–10 days through an Arizona title company. Initial draw funds at closing, subsequent draws release on milestone completions.
5–10 business daysArizona Construction Loan FAQs
Common questions from Arizona builders and developers
What is an Arizona construction loan?
+Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
How do construction draws work in Arizona?
+Construction draws are released in stages as milestones are completed. You submit a draw request, an inspection confirms the work, and funds are released for the next phase. You only pay interest on the funds already drawn — not the full loan amount.
Do I need an experienced GC for an Arizona construction loan?
+A licensed general contractor is required. The GC's experience, license, and track record are important factors in our underwriting. We look at the project plans, the contractor's portfolio, and the exit strategy when evaluating Arizona construction loan applications.
What is the maximum Arizona construction loan?
+Arizona construction loan sizing is determined after review. This covers single-family new builds, multi-family construction, luxury renovations, ADUs, and larger commercial projects across Arizona.
How long does it take to close an Arizona construction loan?
+Most Arizona construction loans close in 5-10 business days from loan approval. The timeline depends on title clearance, plans review, and appraisal. Grand Funding moves as fast as your documentation allows.
Ready to Break Ground in Arizona?
Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
Run the property numbers before you call.
Planning tool only. It does not estimate a loan amount, rate, points, fees, leverage, approval, or final terms. Contact Logan at (602) 935-0371 for a transaction-specific review.
