Los Angeles Hard Money Loans — Win the Deal in LA
LA real estate is fast and brutally competitive. Our hard money loans are faster. 24-hour approval, 3-5 day funding. $70K–$5M for fix & flip, bridge, and construction across Los Angeles County. No income docs. Direct private lender.
Why LA Investors Choose Grand Funding
The speed and scale LA real estate demands
LA Market Speed
The best LA deals go to the fastest buyer. Our 24-hour approval and 3-5 day funding make you the most compelling offer at the table — every time.
Direct Lender — No Layers
No broker, no committee, no file passing. When you call Grand Funding about an LA deal, you reach the decision-maker. Clear terms, fast answers.
Self-Employed Friendly
LA is full of entrepreneurs, business owners, and investors who can't document income traditionally. No tax returns required — we lend on the asset.
Up to $5M for LA Deals
LA's high price points require real loan capacity. Up to $5M covers most investment deals across the metro — from East LA entry-level flips to West Side luxury construction.
Recent LA Funded Deals
Real transactions in Los Angeles County
How LA Hard Money Works
Three steps from application to funded in Los Angeles
Submit Your LA Deal
Tell us the property address, loan type, amount, and your exit strategy. We can also take a quick call if the deal is time-sensitive.
~10 minutesGet Your Term Sheet
In-house underwriting focused on LA property value and exit strategy. Clear term sheet in 24 hours. No waiting for committees.
Within 24 hoursClose & Fund in LA
Closing through a Los Angeles title company. Funds wire within 3–5 business days. You go execute.
3–5 business daysWhat should Los Angeles investors know about hard money loans?
Common questions from LA real estate investors
Who are the best hard money lenders in Los Angeles?
+Grand Funding LLC is a direct private hard money lender serving LA County with 40+ years of experience. They provide 24-hour approvals and fund most LA loans within 3-5 business days. As a direct lender, decisions are made in-house with no broker middlemen and no approval committees.
What LA neighborhoods does Grand Funding serve?
+We serve investors across Los Angeles County — Hollywood, Silver Lake, Echo Park, the San Fernando Valley (Burbank, Glendale, Encino, Studio City), South Bay (Hawthorne, Compton, Long Beach), Pasadena, the Eastside, and beyond.
Can I get an LA hard money loan without income documentation?
+Yes. Hard money loans are asset-based, not income-based. No W-2s, tax returns, or pay stubs are required. This is ideal for LA investors who are self-employed, have complex income, or simply don't want the paperwork of a conventional loan.
How much can I borrow for an LA hard money loan?
+Grand Funding offers up to $5,000,000 in Los Angeles — covering entry-level flips in the Valley and East LA all the way to high-value construction projects in the Hills or West Side. Submit your deal for a specific range.
How fast can I close a hard money loan in Los Angeles?
+Approval in 24 hours, funding in 3-5 business days. In LA's competitive environment, this speed gives you a meaningful advantage over buyers who need 30-45 day conventional financing.
Ready to Win Your Next LA Deal?
24-hour approval. 3-5 day funding. Direct private lender.