Grand FundingLLC
Los Angeles Hard Money Lender

Los Angeles Hard Money Loans — Win the Deal in LA

LA real estate is fast and brutally competitive. Our hard money loans are faster. 24-hour approval, 3-5 day funding. $70K–$5M for fix & flip, bridge, and construction across Los Angeles County. No income docs. Direct private lender.

24hr
Approval Decision
3–5
Days to Fund
$5M
Max Loan Size
40+
Years Experience
LA Deal? Move Faster Than the Competition.
Same-day rate quote. No obligation, no hard pull.

No spam. No hard pull. Direct line to the decision-maker.

NMLS #2466872 LicensedAZ MLO License #104890124-hr Approval DecisionDirect Private Lender40+ Years ExperienceFund in 3–5 Days

Why LA Investors Choose Grand Funding

The speed and scale LA real estate demands

LA Market Speed

The best LA deals go to the fastest buyer. Our 24-hour approval and 3-5 day funding make you the most compelling offer at the table — every time.

Direct Lender — No Layers

No broker, no committee, no file passing. When you call Grand Funding about an LA deal, you reach the decision-maker. Clear terms, fast answers.

Self-Employed Friendly

LA is full of entrepreneurs, business owners, and investors who can't document income traditionally. No tax returns required — we lend on the asset.

Up to $5M for LA Deals

LA's high price points require real loan capacity. Up to $5M covers most investment deals across the metro — from East LA entry-level flips to West Side luxury construction.

Recent LA Funded Deals

Real transactions in Los Angeles County

San Fernando ValleyFix & Flip
$780,000
Closed in 7 days
Bank couldn't commit in time on a Valley SFR. We approved in 24 hours, closed with a week to spare on the contract.
Long Beach, CABridge
$550,000
Closed in 5 days
Bridge to acquire before listing. Borrower competing against cash offers in a hot Long Beach zip code.
Pasadena, CAConstruction
$1,850,000
Closed in 11 days
Ground-up new build in Pasadena. Experienced LA builder with strong plans and comp support. Milestone draws.
Hawthorne, CACash-Out
$275,000
Closed in 9 days
Cash-out to fund next acquisition. LA investor with three rentals pulling equity on one to grow the portfolio.

How LA Hard Money Works

Three steps from application to funded in Los Angeles

1

Submit Your LA Deal

Tell us the property address, loan type, amount, and your exit strategy. We can also take a quick call if the deal is time-sensitive.

~10 minutes
2

Get Your Term Sheet

In-house underwriting focused on LA property value and exit strategy. Clear term sheet in 24 hours. No waiting for committees.

Within 24 hours
3

Close & Fund in LA

Closing through a Los Angeles title company. Funds wire within 3–5 business days. You go execute.

3–5 business days

What should Los Angeles investors know about hard money loans?

Common questions from LA real estate investors

Who are the best hard money lenders in Los Angeles?

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Grand Funding LLC is a direct private hard money lender serving LA County with 40+ years of experience. They provide 24-hour approvals and fund most LA loans within 3-5 business days. As a direct lender, decisions are made in-house with no broker middlemen and no approval committees.

What LA neighborhoods does Grand Funding serve?

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We serve investors across Los Angeles County — Hollywood, Silver Lake, Echo Park, the San Fernando Valley (Burbank, Glendale, Encino, Studio City), South Bay (Hawthorne, Compton, Long Beach), Pasadena, the Eastside, and beyond.

Can I get an LA hard money loan without income documentation?

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Yes. Hard money loans are asset-based, not income-based. No W-2s, tax returns, or pay stubs are required. This is ideal for LA investors who are self-employed, have complex income, or simply don't want the paperwork of a conventional loan.

How much can I borrow for an LA hard money loan?

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Grand Funding offers up to $5,000,000 in Los Angeles — covering entry-level flips in the Valley and East LA all the way to high-value construction projects in the Hills or West Side. Submit your deal for a specific range.

How fast can I close a hard money loan in Los Angeles?

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Approval in 24 hours, funding in 3-5 business days. In LA's competitive environment, this speed gives you a meaningful advantage over buyers who need 30-45 day conventional financing.

Ready to Win Your Next LA Deal?

24-hour approval. 3-5 day funding. Direct private lender.

Estimate Your Loan

Quick estimate. Real numbers in 24 hours.

Fix & Flip · From 9.99%
$585,000
Estimated loan amount
Loan-to-value
90% of ARV
Est. monthly interest
$4,872
Origination (~2 pts)
$11,700
Term length
6-12 months
Get real terms in 24 hours →

Estimate only. Interest-only assumed. Origination, rate, and final loan-to-value depend on property, deal quality, and exit strategy. Logan reviews every deal personally — call (602) 935-0371 to talk specifics.

Deal Clarity

What It Takes to Close With Us

We underwrite deals, not paperwork. Here's who we fund, the scenarios we see most, and the documents we need to give you a same-day term sheet.

Who this is for

Serious real estate investors

  • Fix-and-flip operators with a track record or strong deal
  • Buy-and-hold investors scaling a rental portfolio
  • Builders and spec developers funding ground-up projects
  • 1031 exchange buyers on a tight timeline
  • Self-employed borrowers banks won't fit
  • Experienced operators pulling equity for the next deal

Common Deal Scenarios

The shapes of deals we fund

  • 7–14 day closes on auction or off-market purchases
  • Distressed or value-add properties below conventional standards
  • Cross-collateral bridges using equity in a different property
  • Construction draws on permitted ground-up or heavy rehab
  • Cash-out refi on rented SFR / multifamily portfolios
  • Second-position loans when the first mortgage is untouchable

What we need to review

To issue a same-day term sheet

  • Property address and purchase price (or current value)
  • Rehab budget if applicable
  • Exit strategy: flip, refi, lease, sell to retail buyer
  • Photos or inspection report if available
  • Your experience summary — deals closed, roles held
  • Entity that will hold title (LLC, trust, individual)
Explore More

Related Loans, Cities & Guides

The deal landscape is connected. These are the pages serious investors visit after this one.

Quick Answers

Loan Clarity

The questions serious investors ask before they pick up the phone. Straight answers, no runaround.

Who are the best hard money lenders in Los Angeles?

Grand Funding LLC is a direct private hard money lender serving Los Angeles County with 40+ years of experience. They provide 24-hour approvals and fund most LA loans in 3-5 business days with no income documentation required. As a direct lender, decisions are made in-house — no broker middlemen.

How fast can I close a hard money loan in Los Angeles?

Los Angeles hard money loans close within 3-5 business days, with approval in 24 hours. For time-sensitive deals in LA's competitive market, speed is a core advantage.

What LA neighborhoods does Grand Funding serve?

Los Angeles coverage spans the county including Hollywood, Silver Lake, Echo Park, the San Fernando Valley, South Bay, Compton, Hawthorne, Long Beach, Pasadena, Burbank, Glendale, and the Eastside.

Can I get a hard money loan in LA without income documentation?

Los Angeles hard money loans are asset-based, not income-based. No W-2s, no tax returns, and no pay stubs are required. This is ideal for LA investors who are self-employed, run businesses, or have complex income structures.

What is the minimum down payment for a hard money loan in Los Angeles?

For most Los Angeles hard money loans, you'll need 10-35% down or equity depending on loan type. Fix & flip loans may go up to 90% ARV, while bridge and cash-out loans typically require 25-35% equity. Contact Grand Funding for specifics on your LA deal.

Don't see your scenario?

Submit Your Scenario
Call LoganGet Pre-Approved