Phoenix Hard Money Loans — Close Deals Before the Competition
Serving the entire Phoenix metro — Tempe, Mesa, Gilbert, Chandler, Glendale, Peoria, Surprise. Direct private lender with 40+ years of experience funding deals banks won't touch, at the speed Phoenix demands.
Why do Phoenix investors use Grand Funding?
Speed and flexibility that match the Phoenix real estate market
Phoenix Market Speed
Phoenix deals move in hours, not weeks. Our 24-hour approval process is built for a market that doesn't wait for bank committees.
No Broker Middlemen
When you call Grand Funding, you reach the decision-maker. No loan officer passing your file around — just direct answers and clear terms.
All Phoenix Submarkets
From Arcadia to Ahwatukee, Central Phoenix to Desert Ridge. We know the Phoenix market and fund deals across every neighborhood and price point.
No Income Docs Required
No tax returns, no W-2s, no paystubs. We focus on the property value and your deal — not your employment history.
Recent Phoenix Metro Deals
Real transactions in your backyard
How does the Phoenix loan process work?
Fast, transparent, and built for the Phoenix market
Submit Online
Fill out the short form above. Tell us the Phoenix address, loan type, amount, and your exit plan. Takes about 10 minutes.
~10 minutesGet Your Term Sheet
We review your deal in-house — property value, equity, exit. You get a clear term sheet within 24 hours, no games.
Within 24 hoursClose & Fund
Sign docs, close through a Phoenix title company. Funds wire within 3–5 business days. You execute.
3–5 business daysWhat should Phoenix investors know about hard money loans?
Straight answers for Phoenix real estate investors
Who is the best hard money lender in Phoenix?
+Grand Funding LLC is a direct private hard money lender operating in Arizona for 40+ years. They provide 24-hour approval decisions and fund most Phoenix loans within 3-5 business days. As a direct lender with no middlemen, you talk to the person making the actual decision on your deal.
What Phoenix neighborhoods does Grand Funding serve?
+We serve all Phoenix neighborhoods — Downtown, Arcadia, Biltmore, Ahwatukee, Desert Ridge, North Phoenix, Central Phoenix — plus surrounding cities including Tempe, Mesa, Gilbert, Chandler, Glendale, Peoria, Surprise, Avondale, and Goodyear.
How much can I borrow for a Phoenix hard money loan?
+Phoenix hard money loans range from $70,000 to $5,000,000. LTV limits vary by loan type. Submit your deal or call us for a same-day estimate based on your specific property and scenario.
Do I need income docs for a Phoenix hard money loan?
+No tax returns or W-2s are required for most programs. We focus on property value, equity, and your exit strategy. Great for self-employed investors and business owners who show low taxable income.
What types of Phoenix properties qualify?
+Phoenix property types financed include single-family homes, condos, townhouses, multi-family (2-4 units), mixed-use, commercial, and raw land and the metro area. Both residential investor and commercial properties qualify.
Ready to Move on Your Phoenix Deal?
Get pre-approved in 24 hours. No obligation, no hard credit pull.
Funded fast. Repeatedly.
Real investors, real closes — across Arizona and California.
Logan picked up on the first ring at 7pm. Term sheet that night, funded in 4 days. My deal would have died with anyone else.
Direct lender means direct answers. No back-and-forth with underwriters. Logan said yes, then it was done.
I needed cash-out on a rental in 5 days for another acquisition. Grand Funding closed in 3. Saved the second deal.
Quick estimate. Real numbers in 24 hours.
Estimate only. Interest-only assumed. Origination, rate, and final loan-to-value depend on property, deal quality, and exit strategy. Logan reviews every deal personally — call (602) 935-0371 to talk specifics.
