Arizona Hard Money Loans — 24-Hour Approval, 3–5 Day Funding
Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
Why do Arizona investors choose Grand Funding?
Direct lender advantages that make a real difference on your deals
Close Before the Competition
Arizona's best deals don't wait. We give you a same-day term sheet so you can move with confidence before anyone else.
Direct Lender = No Delays
No brokers, no committees, no approval chains. Grand Funding makes decisions in-house — you talk to the decision-maker directly.
Builder Mentality
40+ years as former builders means we understand your project timeline, your budget risks, and what makes a deal pencil out in Arizona.
Credit Not the Focus
We evaluate the deal — not just your FICO. Property value, your equity, and a clear exit strategy are what matter most.
Recent Arizona Deals We've Funded
Real deals, real markets, real speed
How Arizona Hard Money Lending Works
Three steps from application to funded. No maze, no mysteries.
Submit Your Deal
Fill out our short online form with your deal basics — property address, loan type, amount, and exit strategy. Takes about 10 minutes.
~10 minutesGet Your Term Sheet
We review property value, equity, and your plan — not just credit. You get a clear term sheet within 24 hours. Written transaction terms.
Within 24 hoursClose & Get Funded
Sign docs, fund through title. Most Arizona loans close in 3-5 business days. Then you execute your strategy.
3–5 business daysWhat should Arizona investors know about hard money loans?
Common questions from Arizona real estate investors
What is a hard money loan in Arizona?
+A hard money loan is short-term real estate financing secured by real property. Credit, income, experience, and documentation requirements are determined after review of the specific transaction.
How fast can I get funded in Arizona?
+We provide loan decisions within 24 hours of receiving a complete application. Most Arizona loans close and fund within 3–5 business days. For clean, straightforward deals, we've closed in as little as 48 hours.
What Arizona cities does Grand Funding serve?
+We serve borrowers statewide in Arizona: Phoenix, Scottsdale, Tempe, Mesa, Gilbert, Chandler, Glendale, Peoria, Surprise, Tucson, Flagstaff, Sedona, Payson, Prescott, Yuma, Lake Havasu City, and surrounding communities.
What are your loan amounts and LTV limits in Arizona?
+Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
Do I need perfect credit to qualify?
+No. We look at the property value, your equity position, and your exit strategy — not just your FICO score. Credit, income, experience, and documentation requirements are determined after review of the specific transaction.
Are there prepayment penalties on Arizona hard money loans?
+Any prepayment provision or minimum-interest period is transaction-specific and is disclosed in writing before closing.
Ready to Fund Your Arizona Deal?
Request a quote. A real person responds within 24 hours. No obligation. Credit review is transaction-specific.
Funded fast. Repeatedly.
Real investors, real closes — across Arizona and California.
Logan picked up on the first ring at 7pm. Term sheet that night, funded in 4 days. My deal would have died with anyone else.
Direct lender means direct answers. No back-and-forth with underwriters. Logan said yes, then it was done.
I needed cash-out on a rental in 5 days for another acquisition. Grand Funding closed in 3. Saved the second deal.
Run the property numbers before you call.
Planning tool only. It does not estimate a loan amount, rate, points, fees, leverage, approval, or final terms. Contact Logan at (602) 935-0371 for a transaction-specific review.
