Grand FundingLLC
Arizona Investor Cash-Out Specialists

Cash-Out Refinance for Arizona Investors

Pull equity from your Arizona investment properties to fund your next deal. Credit, income, experience, and documentation requirements are determined after review of the specific transaction. Approval in 24 hours. Close in 7–12 days.

Direct
Deal review
24hr
Approval Decision
7–12
Days to Fund
Custom
Loan sizing
AZ Investor Cash-Out — Get a Quote
Term sheet in 24 hours. No obligation. Credit review is transaction-specific.

No spam. Credit review is transaction-specific. Direct answers from our Arizona lending team.

After reviewDocumentation determined after review40+ Years ExperienceClose in 7–12 Days

Why Arizona Investors Choose Our Cash-Out Refi

Access your equity without the bank's red tape

Documentation After Review

Credit, income, experience, and documentation requirements are determined after review of the specific transaction.

Close in 7–12 Days

Traditional lenders take 30-60 days on a cash-out refi. We move at investor speed — 24-hour approval, title coordination, and funding in under two weeks.

Fund Your Next Deal

Use the cash-out from one Arizona property as a down payment, rehab budget, or full purchase price on your next acquisition. Equity compounds when you put it to work.

Direct Private Lender

We're not a broker. No third-party approvals, no committee delays. One decision-maker, one call, one answer. 40+ years of Arizona investment property lending.

Recent Arizona Investor Cash-Out Deals

Real equity. Real speed. Real investors.

Tempe, AZCash-Out Refi
$420,000
Closed in 9 days
Investor owned duplex free-and-clear. Pulled $420K after direct review on a $600K property. Used funds as down payment on a 6-unit Chandler acquisition.
Scottsdale, AZCash-Out Refi
$275,000
Closed in 11 days
LLC-owned investment property. Existing $125K first replaced by $275K refi after direct review. Net cash-out of $150K deployed to active flip in Mesa.
Phoenix, AZCash-Out Refi
$187,500
Closed in 8 days
Single-family rental with $60K existing balance. Refinanced to $187K after direct review. Cash-out used for construction budget on adjacent lot purchase.
Gilbert, AZCash-Out Refi
$350,000
Closed in 10 days
Self-employed borrower — banks declined due to income structure. Gilbert investment property valued at $500K. Funded in 10 days.

How the Arizona Investor Cash-Out Refi Works

Equity in, cash out, in under two weeks

1

Share Your Equity Position

Tell us the property value, current mortgage balance, cash-out amount needed, and what you'll do with the funds. 10 minutes of info is all we need to start.

~10 minutes
2

Get Your Term Sheet

We review the property equity, confirm leverage is determined after deal review, and issue a clear term sheet: new loan amount, rate, term, monthly payment, and cash-out figure.

Within 24 hours
3

Close & Wire Your Cash

Title pays off your existing mortgage, records the new loan, and wires you the difference. Entire process managed through an Arizona title company.

7–12 business days

Arizona Investor Cash-Out Refi FAQs

Straight answers for working investors

What is a cash-out refinance for investors in Arizona?

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Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.

What LTV can I get on an Arizona investor cash-out refinance?

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Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.

How fast does an Arizona investor cash-out refinance close?

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7-12 business days is typical. The additional time (vs. a bridge loan or purchase) accounts for title work and payoff coordination with the existing lender. We drive the process hard — the timeline is determined by title speed, not ours.

Do I need income docs for an Arizona investor cash-out refinance?

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Credit, income, experience, and documentation requirements are determined after review of the specific transaction.

What Arizona property types qualify for investor cash-out refinance?

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Single-family rentals, 2-4 unit multifamily, commercial investment properties, and equity-rich fix-and-flip projects. Grand Funding primarily offers business-purpose real estate financing. Owner-occupied, primary-residence, or consumer-purpose transactions, if available, are considered only in limited, case-specific circumstances and may require additional documentation and review. Contact Grand Funding before applying.

What can I use the cash-out funds for?

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Anything deal-related: down payments on new acquisitions, rehab budgets, paying off high-rate debt, working capital, or bridging to the next opportunity. Permitted uses of funds and exit requirements are determined after review of the specific transaction and are disclosed in writing.

Your Arizona Equity Is Working Capital. Put It to Work.

Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.

Project Snapshot

Run the property numbers before you call.

Based only on the values you enter
$120,000
Estimated gross project spread
Purchase price
$450,000
Renovation budget
$80,000
Total planned cost
$530,000
Expected value after work
$650,000
Send the deal for a direct review →

Planning tool only. It does not estimate a loan amount, rate, points, fees, leverage, approval, or final terms. Contact Logan at (602) 935-0371 for a transaction-specific review.

Deal Clarity

What It Takes to Close With Us

We review each transaction individually. Here are common scenarios and the information used to begin a transaction-specific review.

Who this is for

Serious real estate investors

  • Fix-and-flip operators with a track record or strong deal
  • Buy-and-hold investors scaling a rental portfolio
  • Builders and spec developers funding ground-up projects
  • 1031 exchange buyers on a tight timeline
  • Self-employed borrowers banks won't fit
  • Experienced operators pulling equity for the next deal

Common Deal Scenarios

The shapes of deals we fund

  • 7–14 day closes on auction or off-market purchases
  • Distressed or value-add properties below conventional standards
  • Cross-collateral bridges using equity in a different property
  • Construction draws on permitted ground-up or heavy rehab
  • Cash-out refi on rented SFR / multifamily portfolios
  • Second-position loans when the first mortgage is untouchable

What we need to review

To issue a same-day term sheet

  • Property address and purchase price (or current value)
  • Rehab budget if applicable
  • Exit strategy: flip, refi, lease, sell to retail buyer
  • Photos or inspection report if available
  • Your experience summary — deals closed, roles held
  • Entity that will hold title (LLC, trust, individual)
Explore More

Related Loans, Cities & Guides

The deal landscape is connected. These are the pages serious investors visit after this one.

Quick Answers

Loan Clarity

The questions serious investors ask before they pick up the phone. Straight answers, no runaround.

What is a cash-out refinance for investors in Arizona?

Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.

What LTV can I get on an Arizona investor cash-out refinance?

Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.

How fast does an Arizona investor cash-out refinance close?

Arizona investor cash-out refinances typically close in 7-12 business days. The extra time compared to a purchase or bridge loan is due to title work and payoff coordination with the existing lender. We move as fast as title allows.

What types of Arizona properties qualify for investor cash-out refinance?

Property type and transaction eligibility are determined after review of the specific request. Grand Funding primarily offers business-purpose real estate financing. Owner-occupied, primary-residence, or consumer-purpose transactions, if available, are considered only in limited, case-specific circumstances and may require additional documentation and review. Contact Grand Funding before applying.

What can I use the cash-out funds for in Arizona?

Cash-out refinance proceeds can be used for deal-related purposes including down payments on new acquisitions, rehab budgets, debt payoff, working capital, or bridging to the next opportunity. Permitted uses of funds and exit requirements are determined after review of the specific transaction and are disclosed in writing.

Do I need income docs for an Arizona investor cash-out refinance?

Credit, income, experience, and documentation requirements are determined after review of the specific transaction.

Don't see your scenario?

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