Cash-Out Refinance for Arizona Investors — Up to 75% LTV
Pull equity from your Arizona investment properties to fund your next deal. No income docs, no W-2s, no tax returns. Asset-based approval in 24 hours. Close in 7–12 days.
Why Arizona Investors Choose Our Cash-Out Refi
Access your equity without the bank's red tape
No Income Docs
Self-employed, LLC-owned properties, non-W-2 income — none of that slows us down. We underwrite on the property's value and your equity position, period.
Close in 7–12 Days
Traditional lenders take 30-60 days on a cash-out refi. We move at investor speed — 24-hour approval, title coordination, and funding in under two weeks.
Fund Your Next Deal
Use the cash-out from one Arizona property as a down payment, rehab budget, or full purchase price on your next acquisition. Equity compounds when you put it to work.
Direct Private Lender
We're not a broker. No third-party approvals, no committee delays. One decision-maker, one call, one answer. 40+ years of Arizona investment property lending.
Recent Arizona Investor Cash-Out Deals
Real equity. Real speed. Real investors.
How the Arizona Investor Cash-Out Refi Works
Equity in, cash out, in under two weeks
Share Your Equity Position
Tell us the property value, current mortgage balance, cash-out amount needed, and what you'll do with the funds. 10 minutes of info is all we need to start.
~10 minutesGet Your Term Sheet
We review the property equity, confirm LTV is within 75%, and issue a clear term sheet: new loan amount, rate, term, monthly payment, and cash-out figure.
Within 24 hoursClose & Wire Your Cash
Title pays off your existing mortgage, records the new loan, and wires you the difference. Entire process managed through an Arizona title company.
7–12 business daysArizona Investor Cash-Out Refi FAQs
Straight answers for working investors
What is a cash-out refinance for investors in Arizona?
+An Arizona investor cash-out refinance replaces an existing mortgage with a new, larger loan — you receive the difference in cash. Grand Funding's program is asset-based, lends up to 75% LTV, requires no income docs, and closes in 7-12 days. The new loan is secured by the investment property.
What LTV can I get on an Arizona investor cash-out refinance?
+Up to 75% LTV based on the current appraised or market value of the investment property. For example: a $600K property qualifies for up to a $450K cash-out refi loan. No income verification — approval is based on property equity and exit strategy.
How fast does an Arizona investor cash-out refinance close?
+7-12 business days is typical. The additional time (vs. a bridge loan or purchase) accounts for title work and payoff coordination with the existing lender. We drive the process hard — the timeline is determined by title speed, not ours.
Do I need income docs for an Arizona investor cash-out refinance?
+No. Grand Funding's cash-out refi is asset-based — we underwrite on property value and equity, not W-2s or tax returns. Self-employed investors, LLC borrowers, and those with complex income qualify exactly the same way as any other borrower.
What Arizona property types qualify for investor cash-out refinance?
+Single-family rentals, 2-4 unit multifamily, commercial investment properties, and equity-rich fix-and-flip projects. Investment and non-owner-occupied properties only — primary residences are excluded from this program.
What can I use the cash-out funds for?
+Anything deal-related: down payments on new acquisitions, rehab budgets, paying off high-rate debt, working capital, or bridging to the next opportunity. Grand Funding doesn't restrict use of funds — we just need a clear exit strategy for the refinanced property.
Your Arizona Equity Is Working Capital. Put It to Work.
No income docs. No delays. Up to 75% LTV on your investment property.
Quick estimate. Real numbers in 24 hours.
Estimate only. Interest-only assumed. Origination, rate, and final loan-to-value depend on property, deal quality, and exit strategy. Logan reviews every deal personally — call (602) 935-0371 to talk specifics.
