Privacy Policy

1. Scope and Who We Are

Grand Funding LLC ("Grand Funding,""we,""us," or"our") provides private real estate financing and is based in Arizona. This Privacy Policy applies to information collected through grandfundingllc.com, our online loan application, our phone intake, email, and any other channel where we interact with you.

2. Information We Collect

Information You Provide Directly

When you apply for a loan, request a quote, or contact us, you may provide:

• Identifying information: full name, phone number, email address, mailing address
• Property information: subject property address, estimated value, purchase price, renovation budget, after-repair value, photos
• Deal information: loan amount requested, loan purpose, preferred loan type, closing timeline, exit strategy
• Entity information: if borrowing through an LLC or corporation, entity name, formation state, ownership breakdown
• Experience information: prior real estate investments, project history, references
• Financial context: equity positions, liquidity, other real estate holdings (provided voluntarily)

Credit, income, experience, and documentation requirements are determined after review of the specific transaction.

Information Collected Automatically

When you visit our website we automatically collect:

• Device and browser data: IP address, browser type and version, operating system, screen size, language
• Usage data: pages viewed, referring page, time on page, links clicked, approximate geolocation (city/region level)
• Marketing attribution: UTM parameters (utm_source, utm_medium, utm_campaign, utm_term, utm_content), Google Click Identifier (gclid)

Information from Third Parties

To underwrite your loan we may obtain:

• Property valuation data from appraisal providers, AVM services, and public records
• Title reports and lien history from title insurance providers
• Background and entity verification from commercially available databases
• Credit reports, when authorized and requested for the specific transaction

3. How We Use Information

We use the information we collect for the following purposes:

• Processing your loan request: evaluating deal quality, issuing term sheets, underwriting, closing, and servicing loans
• Communication: responding to inquiries, sending term sheets, coordinating closings, follow-ups on pending deals
• Service improvement: analyzing aggregated site usage to improve our services, measure marketing effectiveness, and diagnose technical issues
• Marketing (with consent): retargeting and measuring performance of paid search campaigns

4. When We Share Information

We share information only with parties necessary to evaluate, close, fund, and service your loan, or as required by law:

• Title and escrow companies to facilitate closings
• Appraisal management companies to obtain property valuations
• Legal counsel for loan document preparation and dispute resolution
• Loan servicers if servicing is transferred after closing
• Law enforcement in response to lawful requests (subpoenas, court orders)
• Service providers who operate under contractual confidentiality: Netlify (website hosting), Google (analytics and ads measurement), email delivery providers

We do not sell your personal information. We do not rent, trade, or exchange borrower lists with third-party marketers.

5. Cookies, Analytics, and Advertising

The site uses browser storage for consent choices and form state. Optional usage analytics stays off until you choose Allow analytics. You can keep analytics off and still use the site.

• Essential cookies (always active): consent preferences, form state, security tokens
• Analytics cookies (Google Analytics 4, measurement ID G-K825ENLYS6): aggregated site usage metrics
• Advertising tracking: off in the current site configuration

We implement Google Consent Mode v2. The site waits for analytics consent before loading Google Tag Manager. Advertising storage and ad personalization remain denied.

Use Analytics settings in the footer to change your choice. Your browser also provides controls to clear cookies and stored site data.

6. Data Retention

We retain borrower records per regulatory requirements:

• Declined or withdrawn applications: twenty-five (25) months minimum per ECOA / Regulation B
• Website analytics: up to fourteen (14) months in Google Analytics 4
• Marketing attribution data: thirty (30) days to ninety (90) days depending on source

Retention periods may be extended where required for regulatory audit or legal proceedings.

7. Security

Grand Funding maintains physical, electronic, and procedural safeguards designed to protect non-public personal information. These include TLS encryption for data in transit, access controls on internal systems, and employee confidentiality agreements. No transmission over the internet can be guaranteed 100% secure; you provide information at your own risk.

If you believe your information has been compromised, contact us immediately at Logan@grandfundingllc.com or (602) 935-0371.

8. California Privacy Rights (CCPA / CPRA)

You have the right to:

• Know what personal information we collect, use, disclose, and for what purpose
• Access a copy of the personal information we hold about you
• Correct inaccurate personal information
• Delete personal information we hold about you (subject to regulatory retention exceptions for funded loans)
• Limit the use of sensitive personal information to purposes necessary for the services you requested
• Opt out of"sale" or"sharing" of personal information for cross-context behavioral advertising
• Non-discrimination for exercising these rights

Do Not Sell or Share My Personal Information. Grand Funding does not sell personal information in the traditional sense. Advertising tracking is off in the current site configuration. For a privacy request, email Logan@grandfundingllc.com with subject line"CCPA Opt-Out."

To exercise any California privacy right, contact us using the Contact section below. We will verify your identity before responding and will respond within forty-five (45) days. You may designate an authorized agent to make requests on your behalf; agents must provide written authorization and proof of identity.

Shine the Light (California Civil Code § 1798.83). California residents may request information about third parties to whom we disclosed personal information for direct marketing in the preceding calendar year. Grand Funding does not disclose personal information for third-party direct marketing purposes.

9. Arizona Residents

Arizona does not currently have a comprehensive consumer privacy law comparable to the CCPA, but Grand Funding extends the access, correction, and deletion rights described above to Arizona residents as a matter of policy. To exercise these rights, contact us at the information below.

Arizona Department of Insurance and Financial Institutions supervises mortgage lending in the state. If you have unresolved concerns, you may contact AZDIFI at difi.az.gov or (602) 771-2800.

10. Children

Our services are directed to adults age eighteen (18) or older. We do not knowingly collect personal information from children under thirteen (13). If we learn that we have inadvertently collected information from a child under thirteen, we will delete it.

11. Changes to This Policy

We may update this Privacy Policy to reflect changes in our practices or applicable law. Material changes will be announced on this page with an updated"Last updated" date. Continued use of our services after changes take effect constitutes acceptance of the revised Policy.

12. Contact