Terms of Service

1. Acceptance of Terms

By accessing or using grandfundingllc.com (the"Site"), submitting a loan application, or otherwise interacting with Grand Funding LLC ("Grand Funding,""we,""us"), you agree to these Terms of Service ("Terms") and our Privacy Policy. If you do not agree, do not use the Site.

These Terms form a binding agreement between you and Grand Funding LLC, an Arizona limited liability company, NMLS ID 2466872.

2. Not a Commitment to Lend

3. Eligibility

To use the Site and apply for a loan you must:

• Be at least eighteen (18) years old and legally able to enter into a binding contract in your jurisdiction
• Provide a real estate property located in Arizona or California (the only states where Grand Funding is licensed to originate loans)
• Seek financing for a business, commercial, or investment purpose. Grand Funding does not originate loans secured by owner-occupied primary residences
• Not be on any government restricted or sanctions list

4. Accurate Information

You agree to provide accurate, current, and complete information on any loan application, intake form, or communication with Grand Funding. Providing false information may result in application denial, loan default, civil or criminal liability, or referral to regulators. You agree to notify us promptly if information you have provided becomes inaccurate.

5. Licensing and Regulatory Disclosures

Grand Funding LLC is licensed and regulated as follows:

• NMLS ID: 2466872
• Arizona: Mortgage Loan Originator License #1048901; regulated by the Arizona Department of Insurance and Financial Institutions
• California: loans originated pursuant to applicable California law; business-purpose and investment-property loans secured by California real estate

NMLS license status can be verified at NMLS Consumer Access. See our Lending Disclosures page for detailed product-level, state-specific terms.

6. Intellectual Property

All content on the Site — text, graphics, logos, photographs, videos, software, and page layouts — is the property of Grand Funding LLC or its licensors and is protected by United States copyright, trademark, and other intellectual property laws.

"Grand Funding,""Grand Funding LLC," and related logos are trademarks of Grand Funding LLC. You may not use these marks without prior written consent.

You may view, download, and print content from the Site for your personal, non-commercial use only, provided you do not modify the content and retain all copyright and proprietary notices.

7. Third-Party Links and Services

The Site may contain links to third-party websites or services, including NMLS Consumer Access, state regulator websites, and informational resources. Grand Funding does not control and is not responsible for the content, privacy practices, or terms of third-party sites. Links are provided for convenience only and do not imply endorsement.

8. Electronic Communications and Signatures

By submitting a loan application or checking an electronic consent checkbox, you consent to:

• Receive communications from Grand Funding electronically (email, text message, or electronic document delivery) in connection with your application and any resulting loan
• Transact business electronically, including executing loan documents with electronic signatures pursuant to the E-SIGN Act (15 U.S.C. §§ 7001 et seq.)
• Retention and reproducibility of electronic records as satisfying any legal requirement that records be"in writing" or signed

You may withdraw consent to electronic communications at any time by contacting us. Withdrawal of consent may require paper copies and may delay processing.

TCPA Consent. By submitting your phone number you consent to receive calls and text messages from Grand Funding (including autodialed and pre-recorded messages) regarding your loan inquiry, at the number you provided. Consent is not a condition of obtaining a loan. Message and data rates may apply. Reply STOP to opt out of text messages.

9. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED"AS IS" AND"AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. GRAND FUNDING DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, NOR THAT ANY INFORMATION ON THE SITE WILL BE COMPLETE, ACCURATE, OR CURRENT.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, GRAND FUNDING, ITS MEMBERS, MANAGERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITIES, ARISING FROM OR RELATING TO YOUR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. GRAND FUNDING'S AGGREGATE LIABILITY FOR ANY CLAIM ARISING FROM USE OF THE SITE SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100).

This limitation does not apply to Grand Funding's obligations under any executed loan documents, which are governed by their own terms.

11. Indemnification

You agree to defend, indemnify, and hold harmless Grand Funding from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with (a) your access to or use of the Site, (b) your violation of these Terms, or (c) your violation of any third-party right, including any intellectual property or privacy right.

12. Governing Law and Venue

These Terms are governed by the laws of the State of Arizona, without regard to its conflict-of-law rules. Any action arising from or relating to these Terms or use of the Site shall be brought exclusively in the state or federal courts located in Maricopa County, Arizona, and you consent to the personal jurisdiction of such courts.

Loan documents executed with Grand Funding may specify different governing law for the loan relationship itself; the Terms here govern the Site only.

13. Dispute Resolution

Any dispute, controversy, or claim arising out of or relating to these Terms or use of the Site, other than claims for injunctive or equitable relief, shall be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. Arbitration shall take place in Maricopa County, Arizona. The arbitrator's award shall be final and may be entered in any court of competent jurisdiction.

No class actions. You and Grand Funding agree that any dispute will be resolved individually and not as part of any class, consolidated, or representative action.

This arbitration clause applies only to website-related disputes. Disputes arising from executed loan documents are governed by the dispute resolution terms within those documents.

14. Severability and Entire Agreement

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect. These Terms, together with the Privacy Policy and any executed loan documents, constitute the entire agreement between you and Grand Funding regarding the Site.

15. Contact