California Bridge loans
3-5 day close. Term length determined after deal review. Prepayment terms provided in writing. Built for investors who need speed and flexibility. Funding California investors from Los Angeles, San Diego, Orange County, San Francisco Bay, Sacramento and across California.
Bridge loans built for California deals
California is the largest real estate market in the United States and the highest-margin investor market on the West Coast. Grand Funding finances deals across all major California metros — from LA County and Orange County to San Diego, Bay Area, Sacramento, and the Inland Empire.
Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
Who this loan is built for
Investors who need to close fast on a property and refinance into long-term DSCR or pay off with sale proceeds within 24 months. Common California use cases include fix-and-flip, ADU additions, 1031 exchanges, coastal short-term rentals.
Loan terms at a glance
- Loan sizing: Determined after deal review
- Rates and points: Provided after deal review
- Leverage: Determined after deal review
- → Term: Determined after deal review
- → Approval: 24-hour term sheet
- → Funding: 3-5 business days standard
- Credit, income, experience, and documentation requirements are determined after review of the specific transaction.
- → Coverage: Statewide in California, including California
Common questions from California investors
How is bridge-loan leverage determined?
Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
How quickly can a bridge loan close?
3-5 business days is standard. Logan has closed bridge loans in 48 hours when title is clear and the borrower is responsive.
Is there a prepayment penalty?
Any prepayment provision or minimum-interest period is transaction-specific and is disclosed in writing before closing.
Can I extend the bridge loan if my refinance takes longer than expected?
Yes. An extension is not guaranteed; availability, charges, and other terms are determined for the specific transaction and disclosed in writing.
Have a California deal under contract?
Logan personally reviews every bridge loan request. Term sheet in 24 hours.
