Fix & Flip Loan vs Construction Loan: Which Fits Your Project?
Both finance property improvements, but they're structured very differently. The right choice depends on the scope of work, your timeline, and how much GC oversight you can handle.
Deal-specific terms
Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
Fix & flip loans are simpler, faster, and cheaper for most cosmetic-to-medium rehab projects. Construction loans give you more capital flexibility for ground-up builds and major renovations but require more oversight. If you're putting walls up from foundation, you need construction. If you're putting in new floors, paint, and kitchens, fix-and-flip is your tool.
Not sure which fits your deal?
Logan can walk through your specific scenario in 5 minutes and tell you which loan structure makes the most sense.
