CALIFORNIA · FIX & FLIP

California Fix & Flip Loans

Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.

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Fix & Flip loans built for California deals

California is the largest real estate market in the United States and the highest-margin investor market on the West Coast. Grand Funding finances deals across all major California metros — from LA County and Orange County to San Diego, Bay Area, Sacramento, and the Inland Empire.

Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.

Who this loan is built for

Investors with a property under contract or recently acquired that needs cosmetic-to-medium rehab and a 6-12 month exit. Common California use cases include fix-and-flip, ADU additions, 1031 exchanges, coastal short-term rentals.

Loan terms at a glance

Loan sizing: Determined after deal review
Rates and points: Provided after deal review
Leverage: Determined after deal review
→ Term: Determined after deal review
→ Approval: 24-hour term sheet
→ Funding: 3-5 business days standard
Credit, income, experience, and documentation requirements are determined after review of the specific transaction.
→ Coverage: Statewide in California, including California

Common questions from California investors

How fast can you close a fix-and-flip loan?

Typical close is 3-5 business days from accepted term sheet. Quote requests receive a response within 24 hours.

How are credit and experience reviewed?

Credit, income, experience, and documentation requirements are determined after review of the specific transaction. We look at the deal, the property, and your exit strategy. Credit-challenged investors close deals with us regularly.

Do I need experience to get approved?

No. First-time fix-and-flippers close with Grand Funding. We weight the deal quality and ARV math more than your investor track record.

Are rehab funds released upfront or as draws?

Construction and rehabilitation draw structure, milestones, inspections, and timing are determined for the specific project and are disclosed in writing. Construction and rehabilitation draw structure, milestones, inspections, and timing are determined for the specific project and are disclosed in writing.