CALIFORNIA · CONSTRUCTION LOAN

California Construction loans

Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.

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Construction loans built for California deals

California is the largest real estate market in the United States and the highest-margin investor market on the West Coast. Grand Funding finances deals across all major California metros — from LA County and Orange County to San Diego, Bay Area, Sacramento, and the Inland Empire.

Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.

Who this loan is built for

Contractor, experience, inspection, scope-of-work, and other project requirements are determined after review of the specific project. Construction and rehabilitation draw structure, milestones, inspections, and timing are determined for the specific project and are disclosed in writing. Common California use cases include fix-and-flip, ADU additions, 1031 exchanges, coastal short-term rentals.

Loan terms at a glance

Loan sizing: Determined after deal review
Rates and points: Provided after deal review
Leverage: Determined after deal review
→ Term: Determined after deal review
→ Approval: 24-hour term sheet
→ Funding: 3-5 business days standard
Credit, income, experience, and documentation requirements are determined after review of the specific transaction.
→ Coverage: Statewide in California, including California

Common questions from California investors

How are construction draws structured?

Construction and rehabilitation draw structure, milestones, inspections, and timing are determined for the specific project and are disclosed in writing.

Do I need a licensed GC?

Contractor, experience, inspection, scope-of-work, and other project requirements are determined after review of the specific project.

Can the loan finance both the lot and the build?

Yes. Most of our construction loans finance acquisition + build in a single instrument.

What happens if construction runs over budget?

We work with you. Cost overruns are funded as a loan modification or a small junior facility. Logan has been a builder himself — he plans for the messiness.