SIDE-BY-SIDE COMPARISON
Hard Money vs Traditional Bank: Which Is Right for Your Deal?
Real estate investors choose between two main financing paths: traditional bank loans and hard money loans. The right one depends on your timeline, the deal, and what you're trying to accomplish. Here's the honest breakdown.
Deal-specific terms
Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
The Verdict
Compare programs for the actual property and work. Ask each lender about total costs, required documents, draw rules, the due date, and closing conditions. A bank or private-lender label does not tell you which offer fits.
Not sure which fits your deal?
Bring the address, current debt, work budget, and payoff plan. Ask Logan which loan requests can be reviewed for the property.
24hr
Term Sheet
3-5 Day
Funding Speed
Talk
Logan · Your Contact
Grand Funding LLC
Transaction-Specific Review
Call or request a quote to discuss your property and exit strategy.
Step 1 · Apply
Start a quote request
Send the basics. Logan reviews and responds with terms, typically within 24 hours. No commitment. Credit review is transaction-specific.
Start application →
Step 2 · Talk it through
Call Logan directly
Call with the address, planned work, and main question. Ask about terms, timing, draws, and the payoff plan.
(602) 935-0371 →
Step 3 · Browse
Find your loan product
Buying, repairing, building, or refinancing? Use the product guide to choose a starting point, then confirm it with Logan.
Loan finder →