Arizona Second Position Loans — Unlock Hidden Equity Fast
Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
Why Arizona Investors Use Second Position Loans
Smart equity access without giving up what you've already earned
Keep Your Low-Rate First
Many Arizona investors locked in market rates. A second position loan lets you access equity without refinancing — preserving that rate while still getting the capital you need.
Fund Your Next Deal
Use a second position on one Arizona property to fund the down payment or full purchase of another. Smart investors leverage existing equity to grow faster.
Fast Access to Capital
24-hour approval, 3-5 day funding. When a deal comes up and you need equity fast, a second position is often the fastest path from equity to cash in hand.
Documentation After Review
Credit, income, experience, and documentation requirements are determined after review of the specific transaction.
Recent Arizona 2nd Position Deals
Real equity access for real investors
How Arizona 2nd Position Loans Work
Simple process, fast capital
Submit Your Equity Position
Tell us the property value, first mortgage balance, the amount you need, and what you'll do with the funds. We work from there.
~10 minutesGet Your 2nd Position Terms
We evaluate the combined LTV (first + second), property value, and your exit. Clear terms in 24 hours — rate, amount, term, monthly payment.
Within 24 hoursClose & Access Your Equity
Close through an Arizona title company with first lender consent as needed. Funds wire within 3–5 business days.
3–5 business daysArizona 2nd Position Loan FAQs
Common questions about second position hard money loans
What is a second position loan in Arizona?
+Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
Why use a 2nd position loan instead of refinancing in Arizona?
+If you have a low-rate existing low-rate mortgage and don't want to lose that rate by refinancing in today's higher-rate environment, a second position lets you access equity while keeping your existing first in place. It's a common strategy for Arizona investors who locked in low rates and still need capital.
What is the maximum CLTV for an Arizona second position loan?
+Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
Does my first mortgage lender need to approve a second position?
+It depends on the terms of your first mortgage. Some first mortgages have due-on-encumbrance clauses. We'll review the first mortgage terms with you as part of the process. Most investment property firsts allow junior liens.
How fast can I get a second position loan in Arizona?
+Arizona second position loans are approved within 24 hours and fund within 3-5 business days, assuming clean title and clear first mortgage documentation. We move at the speed your deal requires.
Ready to Unlock Your Arizona Equity?
Keep your first mortgage. Access your equity. Close in days.
Run the property numbers before you call.
Planning tool only. It does not estimate a loan amount, rate, points, fees, leverage, approval, or final terms. Contact Logan at (602) 935-0371 for a transaction-specific review.
