Arizona Fix & Flip Loans — Up to 90% ARV, Close in Days
Fund your next Arizona rehab project fast. Up to 90% of after-repair value, interest-only payments, 6–18 month terms. Pre-approved in 24 hours, funded in 3–5 days. Direct private lender with 40+ years building and lending experience.
Why Arizona Flippers Use Grand Funding
Loan terms built for how flips actually work
Up to 90% of ARV
Maximize your leverage on each Arizona flip. We lend up to 90% of after-repair value, so less cash out of pocket and more runway for your rehab budget.
Interest-Only Payments
Keep monthly carry costs low while you renovate. Interest-only payments mean you're not paying down principal while the property is under construction.
Former Builders
40+ years as builders means we understand renovation timelines, contractor delays, permit issues, and what makes a flip pencil out in Arizona.
No Prepayment Penalty
Sell your flip early and pay off the loan without penalty. Arizona flippers who move fast shouldn't be punished for being efficient.
Recent Arizona Fix & Flip Deals
Real rehabs. Real returns. Real speed.
How Arizona Fix & Flip Loans Work
From offer to funded in three steps
Submit the Deal
Share the property address, purchase price, rehab budget, ARV, and your exit plan. We need 10 minutes of your time.
~10 minutesGet Your Term Sheet
We evaluate purchase price vs. ARV vs. your renovation plan. Clear term sheet in 24 hours — rate, LTV, term, monthly payment.
Within 24 hoursClose & Start Renovating
Fund in 3–5 days, close through title. Then your crew gets to work and you manage the flip on your timeline.
3–5 business daysArizona Fix & Flip Loan FAQs
Common questions from Arizona house flippers
What is a fix and flip loan in Arizona?
+A fix and flip loan in Arizona is a short-term hard money loan used to purchase and renovate an investment property for resale. Grand Funding provides Arizona fix and flip financing up to 90% of after-repair value (ARV) with interest-only payments, 6–18 month terms, and 24-hour approval decisions.
How much can I borrow for an Arizona fix and flip?
+Grand Funding offers Arizona fix and flip loans from $70,000 to $5,000,000 at up to 90% of after-repair value. The final amount depends on the purchase price, rehab scope, ARV comps, and your experience level as an investor.
Do I need experience to qualify for a fix and flip loan?
+Experience helps but isn't required. First-time Arizona flippers can still qualify with the right deal — strong equity, a realistic rehab budget, and clear ARV support matter most. We evaluate each deal individually.
Are there prepayment penalties on Arizona fix and flip loans?
+Most Grand Funding fix and flip loans have no prepayment penalty. You can sell or refinance early without additional fees — this is important since flips often close faster than expected.
How is the ARV calculated for an Arizona fix and flip?
+ARV (after-repair value) is based on comparable sales of renovated properties within a close radius of your flip. We analyze the comps ourselves and may order an appraisal for larger loan amounts. Provide comps with your application to speed up the process.
Ready to Fund Your Arizona Flip?
Up to 90% ARV. Interest-only payments. 24-hour approval.