Grand FundingLLC
Arizona Fix & Flip Specialists

Arizona Fix & Flip Loans — Up to 90% ARV, Close in Days

Fund your next Arizona rehab project fast. Up to 90% of after-repair value, interest-only payments, 6–18 month terms. Pre-approved in 24 hours, funded in 3–5 days. Direct private lender with 40+ years building and lending experience.

90%
Max ARV
24hr
Approval Decision
3–5
Days to Fund
$5M
Max Loan
Submit Your Arizona Flip
Get a term sheet in 24 hours. No obligation, no hard pull.

No spam. No hard pull. Direct line to the decision-maker.

NMLS #2466872 LicensedAZ MLO License #1048901Up to 90% ARVInterest-Only Payments40+ Years ExperienceFund in 3–5 Days

Why Arizona Flippers Use Grand Funding

Loan terms built for how flips actually work

Up to 90% of ARV

Maximize your leverage on each Arizona flip. We lend up to 90% of after-repair value, so less cash out of pocket and more runway for your rehab budget.

Interest-Only Payments

Keep monthly carry costs low while you renovate. Interest-only payments mean you're not paying down principal while the property is under construction.

Former Builders

40+ years as builders means we understand renovation timelines, contractor delays, permit issues, and what makes a flip pencil out in Arizona.

No Prepayment Penalty

Sell your flip early and pay off the loan without penalty. Arizona flippers who move fast shouldn't be punished for being efficient.

Recent Arizona Fix & Flip Deals

Real rehabs. Real returns. Real speed.

Phoenix, AZFix & Flip
$375,000
Closed in 5 days · ARV $520K
SFR in Central Phoenix — full kitchen and bath renovation. Sold in 42 days for $518K. Clean deal from start to finish.
Scottsdale, AZFix & Flip
$875,000
Closed in 6 days · ARV $1.35M
High-end SFR renovation near Old Town Scottsdale. Full gut rehab. Experienced investor with strong comp support.
Glendale, AZFix & Flip
$285,000
Closed in 4 days · ARV $395K
Dated 3/2 in the West Valley. Cosmetic rehab — flooring, paint, fixtures, landscaping. Fast turnaround.
Mesa, AZFix & Flip
$440,000
Closed in 6 days · ARV $610K
4/2 in East Mesa with deferred maintenance. New roof, HVAC, kitchen, bathrooms. Solid East Valley comp support.

How Arizona Fix & Flip Loans Work

From offer to funded in three steps

1

Submit the Deal

Share the property address, purchase price, rehab budget, ARV, and your exit plan. We need 10 minutes of your time.

~10 minutes
2

Get Your Term Sheet

We evaluate purchase price vs. ARV vs. your renovation plan. Clear term sheet in 24 hours — rate, LTV, term, monthly payment.

Within 24 hours
3

Close & Start Renovating

Fund in 3–5 days, close through title. Then your crew gets to work and you manage the flip on your timeline.

3–5 business days

Arizona Fix & Flip Loan FAQs

Common questions from Arizona house flippers

What is a fix and flip loan in Arizona?

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A fix and flip loan in Arizona is a short-term hard money loan used to purchase and renovate an investment property for resale. Grand Funding provides Arizona fix and flip financing up to 90% of after-repair value (ARV) with interest-only payments, 6–18 month terms, and 24-hour approval decisions.

How much can I borrow for an Arizona fix and flip?

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Grand Funding offers Arizona fix and flip loans from $70,000 to $5,000,000 at up to 90% of after-repair value. The final amount depends on the purchase price, rehab scope, ARV comps, and your experience level as an investor.

Do I need experience to qualify for a fix and flip loan?

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Experience helps but isn't required. First-time Arizona flippers can still qualify with the right deal — strong equity, a realistic rehab budget, and clear ARV support matter most. We evaluate each deal individually.

Are there prepayment penalties on Arizona fix and flip loans?

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Arizona fix and flip loans carry no prepayment penalty. You can sell or refinance early without additional fees — this is important since flips often close faster than expected.

How is the ARV calculated for an Arizona fix and flip?

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ARV (after-repair value) is based on comparable sales of renovated properties within a close radius of your flip. We analyze the comps ourselves and may order an appraisal for larger loan amounts. Provide comps with your application to speed up the process.

Ready to Fund Your Arizona Flip?

Up to 90% ARV. Interest-only payments. 24-hour approval.

Estimate Your Loan

Quick estimate. Real numbers in 24 hours.

Fix & Flip · From 9.99%
$585,000
Estimated loan amount
Loan-to-value
90% of ARV
Est. monthly interest
$4,872
Origination (~2 pts)
$11,700
Term length
6-12 months
Get real terms in 24 hours →

Estimate only. Interest-only assumed. Origination, rate, and final loan-to-value depend on property, deal quality, and exit strategy. Logan reviews every deal personally — call (602) 935-0371 to talk specifics.

Deal Clarity

What It Takes to Close With Us

We underwrite deals, not paperwork. Here's who we fund, the scenarios we see most, and the documents we need to give you a same-day term sheet.

Who this is for

Serious real estate investors

  • Fix-and-flip operators with a track record or strong deal
  • Buy-and-hold investors scaling a rental portfolio
  • Builders and spec developers funding ground-up projects
  • 1031 exchange buyers on a tight timeline
  • Self-employed borrowers banks won't fit
  • Experienced operators pulling equity for the next deal

Common Deal Scenarios

The shapes of deals we fund

  • 7–14 day closes on auction or off-market purchases
  • Distressed or value-add properties below conventional standards
  • Cross-collateral bridges using equity in a different property
  • Construction draws on permitted ground-up or heavy rehab
  • Cash-out refi on rented SFR / multifamily portfolios
  • Second-position loans when the first mortgage is untouchable

What we need to review

To issue a same-day term sheet

  • Property address and purchase price (or current value)
  • Rehab budget if applicable
  • Exit strategy: flip, refi, lease, sell to retail buyer
  • Photos or inspection report if available
  • Your experience summary — deals closed, roles held
  • Entity that will hold title (LLC, trust, individual)
Explore More

Related Loans, Cities & Guides

The deal landscape is connected. These are the pages serious investors visit after this one.

Quick Answers

Loan Clarity

The questions serious investors ask before they pick up the phone. Straight answers, no runaround.

What are fix and flip loans in Arizona?

Fix and flip loans in Arizona are short-term hard money loans used to acquire and renovate investment properties for resale. Grand Funding provides Arizona fix and flip loans up to 90% of after-repair value (ARV) with interest-only payments, 6-18 month terms, and 24-hour approval decisions.

How much can I borrow for a fix and flip in Arizona?

Arizona fix and flip loans range from $70,000 to $5,000,000 at up to 90% of after-repair value (ARV) (ARV). The exact amount depends on the purchase price, renovation budget, ARV, and your experience level.

Do I need experience to get a fix and flip loan in Arizona?

Experience helps but is not required. First-time flippers can still qualify for Arizona fix and flip loans with the right deal — strong equity, clear ARV support, and a realistic renovation budget go a long way. Grand Funding evaluates each deal individually.

What is the process for getting a fix and flip loan in Arizona?

The Arizona fix and flip loan process begins with a deal submission: property address, purchase price, renovation budget, ARV, and exit strategy. Grand Funding provides a term sheet within 24 hours. Once approved, most Arizona fix and flip loans close and fund within 3-5 business days.

Are there prepayment penalties on Arizona fix and flip loans?

Arizona fix and flip loans carry no prepayment penalty. You can sell or refinance the property early without additional fees. This is important since flips often close faster than the loan term.

Don't see your scenario?

Submit Your Scenario
Call LoganGet Pre-Approved