What is a hard money loan in Arizona?

A hard money loan in Arizona is a short-term, asset-based loan secured by real estate — not your credit score. Grand Funding evaluates the property value and your exit strategy, not your tax returns or employment history. This makes it ideal for Arizona investors who need fast financing for fix & flip, bridge, or construction projects.

How fast can I get a hard money loan in Arizona?

Arizona hard money loans can be approved within 24 hours and funded within 3-5 business days. Grand Funding provides decisions upon receipt of a complete application. For straightforward deals, we've closed in as little as 48 hours.

What Arizona cities does Grand Funding serve?

Arizona coverage spans the full state: Phoenix, Scottsdale, Tempe, Mesa, Gilbert, Chandler, Glendale, Peoria, Surprise, Tucson, Flagstaff, Sedona, Payson, Prescott, Yuma, and Lake Havasu City.

What is the minimum and maximum loan amount in Arizona?

Grand Funding offers Arizona hard money loans from $70,000 to $5,000,000. This range covers single-family fix & flips, small commercial deals, multi-family, and large construction projects.

Do I need perfect credit to get a hard money loan in Arizona?

Credit is considered but is not the primary qualifying factor. Grand Funding focuses on the property's value, your equity position, and your exit strategy. Arizona borrowers with credit scores as low as 550 may qualify depending on the deal structure.

TEMPE · ARIZONA · DIRECT LENDER

Tempe Hard Money Lender

Direct private capital for Tempe real estate investors. 24-hour term sheets. 3-5 day funding. Student Rentals Near Asu to fix-and-flip duplex conversions.

Call Logan: (602) 935-0371 Get Pre-Approved →

Hard money loans built for Tempe investors

Tempe's investor market is shaped by Arizona State University: rental yields are high near campus, and many investors run student housing portfolios. Fix-and-flip activity concentrates in the Maple-Ash and South Tempe submarkets.

Market context: Tempe rental cap rates routinely outperform Phoenix metro by 80-120 basis points due to ASU student demand.

Tempe neighborhoods we lend in

Grand Funding finances deals throughout Tempe and surrounding Arizona markets. High-volume submarkets in our book include Tempe Town Lake, South Tempe, Mill Avenue District, Maple-Ash, Warner Ranch, plus the broader Arizona statewide footprint.