What is a hard money loan in Arizona?

A hard money loan in Arizona is a short-term, asset-based loan secured by real estate — not your credit score. Grand Funding evaluates the property value and your exit strategy, not your tax returns or employment history. This makes it ideal for Arizona investors who need fast financing for fix & flip, bridge, or construction projects.

How fast can I get a hard money loan in Arizona?

Arizona hard money loans can be approved within 24 hours and funded within 3-5 business days. Grand Funding provides decisions upon receipt of a complete application. For straightforward deals, we've closed in as little as 48 hours.

What Arizona cities does Grand Funding serve?

Arizona coverage spans the full state: Phoenix, Scottsdale, Tempe, Mesa, Gilbert, Chandler, Glendale, Peoria, Surprise, Tucson, Flagstaff, Sedona, Payson, Prescott, Yuma, and Lake Havasu City.

What is the minimum and maximum loan amount in Arizona?

Grand Funding offers Arizona hard money loans from $70,000 to $5,000,000. This range covers single-family fix & flips, small commercial deals, multi-family, and large construction projects.

Do I need perfect credit to get a hard money loan in Arizona?

Credit is considered but is not the primary qualifying factor. Grand Funding focuses on the property's value, your equity position, and your exit strategy. Arizona borrowers with credit scores as low as 550 may qualify depending on the deal structure.

MESA · ARIZONA · DIRECT LENDER

Mesa Hard Money Lender

Direct private capital for Mesa real estate investors. 24-hour term sheets. 3-5 day funding. Entry-Level Fix-And-Flip to ADU builds.

Call Logan: (602) 935-0371 Get Pre-Approved →

Hard money loans built for Mesa investors

Mesa is one of the fastest-growing investor markets in metro Phoenix. Entry-level fix-and-flip pricing remains accessible relative to Phoenix proper, and rental demand is strong from the East Valley tech corridor.

Market context: Mesa fix-and-flip purchase prices typically fall in the $250K-$400K range — ideal for first- and second-time investors using hard money.

Mesa neighborhoods we lend in

Grand Funding finances deals throughout Mesa and surrounding Arizona markets. High-volume submarkets in our book include Eastmark, Las Sendas, Dobson Ranch, Downtown Mesa, Red Mountain, plus the broader Arizona statewide footprint.