LOS ANGELES · CONSTRUCTION LOAN

Los Angeles Construction Loans

Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.

Call Logan: (602) 935-0371 Get a Quote →

Construction Loans built for Los Angeles deals

Los Angeles is the largest construction market in the Western United States. Land values are extreme, teardown-rebuilds are common, and ADU additions have exploded under SB 9. Investor-developers need a lender who understands LA's permitting complexity and can fund in 3-5 days.

Market context: LA ADU builds have a 12–18 month average return horizon and add significant value in high-demand ZIP codes. Teardown-rebuild projects in Venice, Silver Lake, and Highland Park routinely close above $2M ARV.

Who this loan is built for

Investor-developers with a licensed CA GC, approved permits or an active permit timeline, and a clear exit strategy. We finance acquisition + build. Common LA use cases include teardown-rebuilds, ADU additions, multi-family conversions, and coastal new construction.

Loan terms at a glance

Loan sizing: Determined after deal review
Rates and points: Provided after deal review
Leverage: Determined after deal review
→ Term: Determined after deal review
→ Approval: 24-hour term sheet
→ Funding: 3-5 business days standard
Credit, income, experience, and documentation requirements are determined after review of the specific transaction.
→ Coverage: Statewide in California, including Los Angeles

Common questions from Los Angeles investors

How are construction draws structured?

Construction and rehabilitation draw structure, milestones, inspections, and timing are determined for the specific project and are disclosed in writing.

Do I need a licensed GC?

Contractor, experience, inspection, scope-of-work, and other project requirements are determined after review of the specific project.

Can the loan finance both the lot and the build?

Yes. Most of our construction loans finance acquisition + build in a single instrument.

What happens if construction runs over budget?

We work with you. Cost overruns are funded as a loan modification or a small junior facility. Logan has been a builder himself — he plans for the messiness.

Do you fund ADU construction in Los Angeles?

Yes. ADU projects are a primary use case in LA. SB 9 and AB 2221 have expanded ADU rights substantially — we fund ADU construction loans across the greater Los Angeles area.