San Diego Fix & Flip Loans
Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
Fix & Flip loans built for San Diego deals
San Diego is one of California's highest-margin fix-and-flip markets. Coastal premium pricing and tight inventory mean investors who can close in days — not weeks — win the deal. Short-term rental investors in Pacific Beach and Mission Hills frequently use bridge financing to acquire before refinancing into long-term DSCR.
Market context: San Diego luxury fix-and-flip ARVs frequently exceed $2M. Bridge loans for coastal acquisitions average $850K.
Who this loan is built for
Investors with a property under contract or recently acquired that needs cosmetic-to-medium rehab and a 6-12 month exit. Common San Diego use cases include luxury fix-and-flip, short-term rentals, coastal cash-out refi.
Loan terms at a glance
- Loan sizing: Determined after deal review
- Rates and points: Provided after deal review
- Leverage: Determined after deal review
- → Term: Determined after deal review
- → Approval: 24-hour term sheet
- → Funding: 3-5 business days standard
- Credit, income, experience, and documentation requirements are determined after review of the specific transaction.
- → Coverage: Statewide in California, including San Diego
Common questions from San Diego investors
How fast can you close a fix-and-flip loan?
Typical close is 3-5 business days from accepted term sheet. Quote requests receive a response within 24 hours.
How are credit and experience reviewed?
Credit, income, experience, and documentation requirements are determined after review of the specific transaction. We look at the deal, the property, and your exit strategy. Credit-challenged investors close deals with us regularly.
Do I need experience to get approved?
No. First-time fix-and-flippers close with Grand Funding. We weight the deal quality and ARV math more than your investor track record.
Are rehab funds released upfront or as draws?
Construction and rehabilitation draw structure, milestones, inspections, and timing are determined for the specific project and are disclosed in writing. Construction and rehabilitation draw structure, milestones, inspections, and timing are determined for the specific project and are disclosed in writing.
Have a San Diego deal under contract?
Logan personally reviews every fix & flip request. Term sheet in 24 hours.
