San Diego Fix & Flip Loans
Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
Fix & Flip loans built for San Diego deals
For a property in San Diego, review the address and project on their own merits. Start with the purchase, the repair scope, and the resale plan. Compare recent sold homes with the property you plan to finish, and include carrying and selling costs in the budget.
Check the property’s jurisdiction and permit needs through San Diego planning and building services. Nearby cities may have different rules. Confirm what applies to the address before setting the budget.
Who this loan is built for
Investors with a property under contract or recently acquired that needs cosmetic-to-medium rehab and a 6-12 month exit. Common San Diego use cases include luxury fix-and-flip, short-term rentals, coastal cash-out refi.
Loan terms at a glance
- Loan sizing: Determined after deal review
- Rates and points: Provided after deal review
- Leverage: Determined after deal review
- → Term: Determined after deal review
- → Approval: 24-hour term sheet
- → Funding: 3-5 business days standard
- Credit, income, experience, and documentation requirements are determined after review of the specific transaction.
- → Coverage: Statewide in California, including San Diego
Common questions from San Diego investors
How fast can you close a fix-and-flip loan?
Typical close is 3-5 business days from accepted term sheet. Quote requests receive a response within 24 hours.
How are credit and experience reviewed?
Credit, income, experience, and documentation requirements are determined after review of the specific transaction. We look at the deal, the property, and your exit strategy. Credit-challenged investors close deals with us regularly.
Do I need experience to get approved?
No. First-time fix-and-flippers close with Grand Funding. We weight the deal quality and ARV math more than your investor track record.
Are rehab funds released upfront or as draws?
Construction and rehabilitation draw structure, milestones, inspections, and timing are determined for the specific project and are disclosed in writing. Construction and rehabilitation draw structure, milestones, inspections, and timing are determined for the specific project and are disclosed in writing.
Have a San Diego deal under contract?
Logan personally reviews every fix & flip request. Term sheet in 24 hours.
