SCOTTSDALE · CONSTRUCTION LOAN

Scottsdale Construction Loans

Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.

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Construction Loans built for Scottsdale deals

Scottsdale is Arizona's luxury real estate capital — median home values exceed $800K and high-end construction ARVs regularly reach $1.5M to $3M+. Custom builders and investor-developers here need a lender who can underwrite high-value projects quickly and fund in 3-5 days.

Market context: North Scottsdale luxury new construction regularly closes above $1.5M ARV. ADU additions in McCormick Ranch and DC Ranch areas have seen 40–60% equity uplift in recent years.

Who this loan is built for

Contractor, experience, inspection, scope-of-work, and other project requirements are determined after review of the specific project. Construction and rehabilitation draw structure, milestones, inspections, and timing are determined for the specific project and are disclosed in writing. Common Scottsdale use cases include luxury fix-and-flip, custom home builds, estate rehabilitation, and ADU additions.

Loan terms at a glance

Loan sizing: Determined after deal review
Rates and points: Provided after deal review
Leverage: Determined after deal review
→ Term: Determined after deal review
→ Approval: 24-hour term sheet
→ Funding: 3-5 business days standard
Credit, income, experience, and documentation requirements are determined after review of the specific transaction.
→ Coverage: Statewide in Arizona, including Scottsdale

Common questions from Scottsdale investors

How are construction draws structured?

Construction and rehabilitation draw structure, milestones, inspections, and timing are determined for the specific project and are disclosed in writing.

Do I need a licensed GC?

Contractor, experience, inspection, scope-of-work, and other project requirements are determined after review of the specific project.

Can the loan finance both the lot and the build?

Yes. Most of our construction loans finance acquisition + build in a single instrument.

What happens if construction runs over budget?

We work with you. Cost overruns are funded as a loan modification or a small junior facility. Logan has been a builder himself — he plans for the messiness.

What Scottsdale neighborhoods does Grand Funding serve?

We fund construction projects across all of Scottsdale: North Scottsdale, Old Town, Scottsdale Airpark, McCormick Ranch, DC Ranch, Paradise Valley adjacent, and Gainey Ranch.