San Diego Bridge loans
3-5 day close. Term length determined after deal review. Prepayment terms provided in writing. Built for investors who need speed and flexibility. Funding San Diego investors from La Jolla, Pacific Beach, North Park, Encinitas, Carmel Valley and across California.
Bridge loans built for San Diego deals
For a property in San Diego, review the address and project on their own merits. Name the gap you need to cover and the event that will repay the loan. Include current debt, the target date, and a backup plan if the sale or refinance is delayed.
Check the property’s jurisdiction and permit needs through San Diego planning and building services. Nearby cities may have different rules. Confirm what applies to the address before setting the budget.
Who this loan is built for
Investors who need to close fast on a property and refinance into long-term DSCR or pay off with sale proceeds within 24 months. Common San Diego use cases include luxury fix-and-flip, short-term rentals, coastal cash-out refi.
Loan terms at a glance
- Loan sizing: Determined after deal review
- Rates and points: Provided after deal review
- Leverage: Determined after deal review
- → Term: Determined after deal review
- → Approval: 24-hour term sheet
- → Funding: 3-5 business days standard
- Credit, income, experience, and documentation requirements are determined after review of the specific transaction.
- → Coverage: Statewide in California, including San Diego
Common questions from San Diego investors
How is bridge-loan leverage determined?
Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
How quickly can a bridge loan close?
3-5 business days is standard. Logan has closed bridge loans in 48 hours when title is clear and the borrower is responsive.
Is there a prepayment penalty?
Any prepayment provision or minimum-interest period is transaction-specific and is disclosed in writing before closing.
Can I extend the bridge loan if my refinance takes longer than expected?
Yes. An extension is not guaranteed; availability, charges, and other terms are determined for the specific transaction and disclosed in writing.
Have a San Diego deal under contract?
Logan personally reviews every bridge loan request. Term sheet in 24 hours.
