Can I access cash from my equity when refinancing?

Yes. A cash-out refinance allows you to tap into your home equity to access cash.

Do you require income documents or W2s?

No, we offer asset-based refinancing options that don’t require W2s.

How fast can I close my refinance loan?

Our streamlined refinancing process typically closes within weeks, not months.

Who is eligible for a refinance loan?

Arizona and California homeowners and investors can qualify, including self-employed and gig workers.

What is a hard money loan?

A hard money loan is a short-term, property-backed loan used when speed matters more than credit. Grand Funding LLC, powered by Logan.Loans, serves investors across Arizona (Phoenix, Tucson, Mesa, Scottsdale) and Southern California (Los Angeles, San Diego, Palm Springs, Riverside). Apply today to close your next deal fast.

How do hard money loans work?

Hard money loans are asset-based, focusing on property value and exit strategy over credit. Grand Funding LLC and Logan.Loans can approve and fund in days, with typical terms from 12–24 months in AZ and CA.

What are the pros and cons of a hard money loan?

Pros: fast approval and flexible structures; accessible even with lower credit. Cons: higher rates and shorter timelines. Grand Funding LLC and Logan.Loans provide a clear, streamlined process for investors in AZ and CA.

Where can I find reliable hard money lenders?

You can search local investor groups or brokers, or apply directly with Grand Funding LLC, powered by Logan.Loans—a trusted direct lender serving Arizona and California.

How are hard money loans different from traditional loans?

Unlike traditional loans, hard money loans are based on property value and can close much faster with less paperwork. They are designed for investors. Grand Funding LLC and Logan.Loans lend across AZ and CA.

When should I use a hard money loan?

Use hard money for flips, land purchases, bridge situations, or when you need to close quickly after a bank denial. Grand Funding LLC and Logan.Loans help AZ and CA investors secure funding fast.

Cash-Out Refinance in Arizona & California – Unlock Home Equity, Cut Payments Fast

What Are Private Lender Refinance Loans? Fast Approvals & Flexible Terms

Whether you want to lower your monthly mortgage payment, unlock home equity, or refinance out of a balloon or adjustable-rate loan, Grand Funding LLC provides private lender refinance solutions built for speed. Unlike traditional banks, our refinancing process is faster, more flexible, and personalized to your needs. Serving homeowners across Arizona and California, we help you restructure your loan with confidence, clarity, and control.

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BENEFITS + WHO IT’S FOR

Why Refinance with Grand Funding LLC

Refinance your mortgage fast with private lending
Access cash from your home’s equity (cash-out refinance)
Lower your monthly payment or interest rate
No W2s? No problem — flexible income qualification
Close in weeks, not months — we move fast
Avoid the bank bureaucracy, delays, and red tape

Refinance Loans Are Ideal For

Homeowners in Arizona or California with existing mortgages
Those looking to consolidate debt or cover major expenses
Self-employed borrowers not approved by big banks
Homeowners with high-interest or expiring ARM loans
Clients interested in investment property refinancing

Types of Refinancing We Offer

At Grand Funding LLC, we make refinancing simple, fast, and tailored to your financial goals. Whether you want to lower your mortgage rate, access equity, or refinance an investment property, our team provides clear guidance and quick results.

Mortgage Refinance Options

Cash-Out Refinance
Unlock your home equity to pay off high-interest credit cards, fund home renovations, or invest in new opportunities. A cash-out refinance in Arizona or California can put your equity to work for you.

Rate & Term Refinance
Lower your monthly payment, lock in a better mortgage rate, or adjust your loan term for long-term savings. Perfect if you want to refinance your mortgage in Arizona or California without tapping equity.

Private Loan Refinance
Refinance out of a hard money or private loan into a conventional mortgage with better terms, more stability, and improved flexibility.

Investment Property Refinance
Refinance a rental property or multifamily building in Arizona or California with competitive rates and faster closings. Great for investors looking to maximize cash flow.

Why Homeowners & Investors Choose Grand Funding LLC

Fast Process: Streamlined approvals with less paperwork.
Clear Terms: Transparent guidance every step of the way.
Flexible Solutions: Designed to fit your financial goals.

Restructure Your Loan, Your Way

Refinancing doesn’t have to be complicated. At Grand Funding LLC, we specialize in helping homeowners and investors across Arizona and California refinance with confidence. Whether you want to lower your mortgage payments, consolidate debt, or tap into equity, we’ll guide you from start to finish.

Ready to get started? Contact Grand Funding LLC today and let’s find the right refinance option for you.

Get a Free Quote on Your Arizona Refi Today