Our Story
At Grand Funding, we don’t just underwrite loans—we understand what’s behind them. Homes under construction. Properties being flipped. Developers solving complex timelines. With decades of experience in lending, building, and deal structuring, we bring a hands-on, real-world perspective most lenders can’t.
We’ve been in the field. We’ve managed projects, walked job sites, dealt with permitting delays, and lined up subs. That background gives us an edge. We know how to spot risk, structure a clean deal, and move fast without cutting corners.
Grand Funding serves clients across Arizona and California with:
Hard money loans for flips, builds, and land
Construction draws with real support
Second-position and cross-collateral loans
Bridge financing and business capital
We underwrite based on equity and exit—not just credit scores. We pick up the phone. We move fast. And we give straight answers, even when the answer is “no.”
Thousands of borrowers have trusted us to fund their deals—and not just because we’re fast. It’s because we know what it takes to get from plans to payoff.
What We Do
Whether you’re buying your first home, investing in a commercial property, or looking to refinance, we make it simple. Grand Funding specializes in:
🏡 Home Loans
Our mortgage lending experts simplify the loan process so you can focus on what matters — getting the keys to your new home. We offer conventional mortgages, FHA loans, VA loans, and first-time buyer programs, all with competitive rates and clear guidance from day one.
💼 Business Funding
Need capital to launch, grow, or stabilize your business? We offer tailored small business loans, working capital, and commercial lending solutions. No fluff. Just flexible funding, fast approvals, and humans who actually know your industry.
🏢 Commercial Real Estate Loans
From retail centers to multi-family properties, we fund projects that grow communities and portfolios. Our commercial real estate loans come with smart structuring, competitive terms, and a team that speaks fluent “developer.”
💳 Credit Solutions
Bad credit? No credit? We’ll help you rebuild. Our team connects you with credit repair options, secured lending programs, and lender-approved paths to better scores. We make second chances happen — without judgment.
🔁 Refinance Options
Looking to lower your rate or tap into your home’s equity? Whether it’s a cash-out refinance, rate-and-term adjustment, or debt consolidation, we help you maximize your home’s financial power.
What We Believe
These aren’t just buzzwords on a brochure. These are the values we live by — every loan, every conversation, every day:
• Client First. Your needs drive every decision. We don’t upsell. We educate, advise, and deliver.
• Integrity. No hidden fees. No bait-and-switch. Just clear, honest lending from start to finish.
• Speed with Smarts. We move fast — but never rush. Our streamlined systems mean fast loan approvals with zero guesswork.
• Transparency. We break down the fine print, translate mortgage-speak, and show you all your options.
• People > Paperwork. You’ll talk to real experts, not call center scripts.
• Humor Helps. Finance is serious. But we’re not afraid to crack a joke while getting you the best rate.