Cash-Out Refinance Loans in Arizona & California
Turn Your Home Equity Into Real Money—Fast.
Private Lending Solutions for Smart Equity Access
Looking to pay off high-interest credit cards, fund home improvements, or reinvest in your future? With a cash-out refinance from Grand Funding LLC, you can convert your home equity into working capital without the delays of traditional banks. We serve homeowners in Arizona and California who want fast, flexible refinancing backed by real people—not corporate gatekeepers.
WHAT IS A CASH-OUT REFINANCE?
WHO QUALIFIES FOR A CASH-OUT REFI?
-
Homeowners with existing equity in Arizona or California
-
Self-employed, freelancers, or gig workers
-
Those with short-term or high-interest mortgage loans
-
Owners of primary, secondary, or investment properties
-
Borrowers denied by traditional banks but with solid assets
A cash-out refinance replaces your current mortgage with a new one—while giving you access to your home’s equity as cash. It’s ideal for:
Paying off personal or credit card debt
• Financing home renovations or repairs
• Launching a business
• Investing in property or retirement
• Creating an emergency savings cushion
You keep your home. You keep your equity. And you get cash in hand—usually within weeks.
BENEFITS OF A CASH-OUT REFI WITH GRAND FUNDING
-
• Fast private loan approvals (often within 48 hours)
• Cash available in as little as 2–3 weeks
• No W2 or perfect credit required
• Flexible terms for investment properties or primary residences
• Available throughout Arizona and California
• Personalized guidance and zero pushy sales tactics
What You Can Use the Cash For
-
✅ Debt consolidation
-
✅ Remodel your kitchen or bathroom
-
✅ Start a business
-
✅ Pay tuition or medical bills
-
✅ Expand your real estate portfolio
Q: How much cash can I take out?
A: It depends on your home’s value and remaining mortgage balance. Most borrowers qualify for up to 80% of their home’s equity.
Q: Will this affect my monthly payment?
A: It might. We’ll help structure a loan that works best for your budget and goals.
Q: Do you require income verification?
A: We offer flexible options—including asset-based lending—for self-employed and non-traditional earners.
Q: Can I use this on an investment property?
A: Yes! Cash-out refinancing is available for both primary and non-owner-occupied properties.