/* ===================================
   PRODUCTS / LOANS PAGE STYLES
   Cinematic Noir skin (keeps structure; improves clarity).
   =================================== */

.products-hero {
  background: radial-gradient(80% 60% at 18% 22%, rgba(79, 227, 210, 0.16), transparent 60%),
              radial-gradient(70% 50% at 82% 28%, rgba(240, 178, 107, 0.12), transparent 62%),
              linear-gradient(180deg, rgba(7, 8, 11, 0.95), rgba(13, 17, 23, 0.60));
  color: var(--text-dark);
  padding: var(--spacing-xl) 0;
  text-align: center;
}

.products-hero h1 {
  font-size: clamp(2.2rem, 4vw, 3.2rem);
  margin-bottom: var(--spacing-md);
  line-height: 1.08;
}

.products-hero p {
  font-size: 1.15rem;
  color: var(--text-medium);
  max-width: 70ch;
  margin: 0 auto;
}

.products-container {
  padding: var(--spacing-xl) 0;
}

.product-section {
  background: linear-gradient(180deg, rgba(255,255,255,0.08), rgba(255,255,255,0.04));
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-xl);
  padding: clamp(1.25rem, 2.4vw, 2rem);
  margin-bottom: var(--spacing-xl);
  box-shadow: var(--shadow-md);
}

.product-header {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 12px;
  margin-bottom: var(--spacing-lg);
  padding-bottom: var(--spacing-md);
  border-bottom: 1px solid rgba(255,255,255,0.12);
  text-align: center;
}

.product-header h2 {
  font-size: 2rem;
  color: var(--text-dark);
  margin: 0;
}

.product-tag {
  background: rgba(240, 178, 107, 0.14);
  color: var(--text-dark);
  padding: 0.5rem 1.1rem;
  border-radius: 999px;
  font-weight: 800;
  border: 1px solid rgba(240, 178, 107, 0.28);
}

.product-details {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
}

.product-description h3,
.product-info h3 {
  color: var(--text-dark);
  margin-bottom: var(--spacing-md);
  font-size: 1.35rem;
}

.product-description p,
.product-description li,
.product-info p,
.product-description li,
.product-info li {
  color: var(--text-medium);
  line-height: 1.8;
}

.product-description ul,
.product-info ul {
  list-style: none;
  padding: 0;
}

.product-description li,
.product-info li {
  margin-bottom: var(--spacing-sm);
  padding-left: 1.4rem;
  position: relative;
}

.product-description li::before,
.product-info li::before {
  content: '';
  display: inline-block;
  width: 1em;
  height: 1em;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%234FE3D2' d='M9,20.42L2.79,14.21L5.62,11.38L9,14.77L18.88,4.88L21.71,7.71L9,20.42Z'/%3E%3C/svg%3E");
  background-size: contain;
  background-repeat: no-repeat;
  position: absolute;
  left: 0;
}

.rate-info {
  background: rgba(0,0,0,0.24);
  padding: 1.25rem;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(255,255,255,0.12);
}

.rate-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: var(--spacing-sm);
  padding-bottom: var(--spacing-sm);
  border-bottom: 1px solid rgba(255,255,255,0.10);
}

.rate-item:last-child {
  margin-bottom: 0;
  padding-bottom: 0;
  border-bottom: none;
}

.rate-label { color: var(--text-light); font-weight: 750; }
.rate-value { color: var(--text-dark); font-weight: 900; }

.apply-section {
  text-align: center;
  padding: var(--spacing-xl) 0;
}

.apply-section h2 {
  color: var(--text-dark);
  font-size: 2.35rem;
  margin-bottom: var(--spacing-md);
}

.apply-section p {
  color: var(--text-medium);
  max-width: 70ch;
  margin: 0 auto var(--spacing-lg) auto;
  font-size: 1.1rem;
}

.apply-buttons {
  display: flex;
  gap: 1rem;
  justify-content: center;
  flex-wrap: wrap;
}

.apply-buttons .btn {
  min-width: 200px;
}

.glossary-box {
  margin-top: var(--spacing-lg);
  background: rgba(0,0,0,0.22);
  border: 1px solid rgba(255,255,255,0.12);
  padding: 1.25rem;
  border-radius: var(--radius-lg);
}

.glossary-box h4 {
  color: var(--text-dark);
  margin-bottom: var(--spacing-sm);
}

.glossary-box p {
  color: var(--text-medium);
  margin: 0;
}

@media (max-width: 768px) {
  .product-header {
    flex-direction: column;
    text-align: center;
  }

  .product-details {
    grid-template-columns: 1fr;
    gap: 1.25rem;
  }

  .product-header h2 {
    font-size: 1.75rem;
  }

  .products-hero h1 {
    font-size: 2rem;
  }
}


/* Ensure glossary definitions look clean */
.product-description dl {
  margin: var(--spacing-md) 0 0;
}
.product-description dt {
  font-weight: 850;
  color: var(--text-dark);
  margin-top: 0.9rem;
}
.product-description dd {
  margin: 0.35rem 0 0;
  color: var(--text-medium);
  line-height: 1.75;
}

/* Right-column CTA card */
.product-cta {
  display: flex;
  justify-content: center;
  align-self: start;
}
.product-cta .cta-card {
  width: 100%;
  max-width: 380px;
  background: rgba(0,0,0,0.24);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-xl);
  padding: 1.5rem;
  box-shadow: var(--shadow-md);
}
.product-cta .cta-card h3 {
  color: var(--text-dark);
  margin-bottom: var(--spacing-sm);
}
.product-cta .cta-card p {
  color: var(--text-medium);
  line-height: 1.7;
}
.product-cta .cta-actions {
  display: grid;
  gap: 0.75rem;
  margin-top: 1rem;
}
.product-cta .cta-actions .btn {
  width: 100%;
}

/* Make the right-column CTA feel intentional (not full-height). */
@media (min-width: 901px) {
  .product-cta {
    position: sticky;
    top: 120px;
  }
}

@media (max-width: 900px) {
  .product-cta {
    position: static;
  }
}

/* ===================================
   Functional Glossary (search + filters)
   =================================== */

.glossary-section {
  padding: var(--spacing-xl) 0;
}

.glossary-controls {
  margin-top: 1rem;
  display: grid;
  gap: 0.9rem;
  align-items: start;
  justify-items: center;
}

.glossary-search {
  width: 100%;
  max-width: 640px;
}

.glossary-search input[type="search"] {
  width: 100%;
  padding: 0.9rem 1rem;
  border-radius: 999px;
  border: 1px solid rgba(255,255,255,0.14);
  background: rgba(0,0,0,0.25);
  color: var(--text-dark);
  outline: none;
}

.glossary-search input[type="search"]::placeholder {
  color: rgba(237,246,249,0.66);
}

.glossary-panels {
  margin-top: 1.2rem;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.glossary-panel {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-xl);
  overflow: hidden;
}

.glossary-panel > summary {
  list-style: none;
  cursor: pointer;
  padding: 1rem 1.1rem;
  font-weight: 900;
  color: var(--text-dark);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  background: linear-gradient(180deg, rgba(0,0,0,0.35), rgba(0,0,0,0.18));
}

.glossary-panel > summary::-webkit-details-marker { display: none; }

.glossary-panel > summary::after {
  content: "+";
  width: 30px;
  height: 30px;
  display: grid;
  place-items: center;
  border-radius: 999px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  color: var(--text-dark);
}

.glossary-panel[open] > summary::after {
  content: "−";
}

.glossary-items {
  padding: 0.9rem 1.1rem 1.1rem;
  display: grid;
  gap: 0.6rem;
}

.glossary-entry {
  background: rgba(0,0,0,0.18);
  border: 1px solid rgba(255,255,255,0.10);
  border-radius: var(--radius-lg);
  padding: 0.75rem 0.85rem;
}

.glossary-entry > summary {
  list-style: none;
  cursor: pointer;
  font-weight: 850;
  color: var(--text-dark);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.glossary-entry > summary::-webkit-details-marker { display: none; }

.glossary-entry > summary::after {
  content: "▾";
  color: rgba(237,246,249,0.9);
}

.glossary-entry[open] > summary::after {
  content: "▴";
}

.glossary-entry p {
  margin: 0.55rem 0 0;
  color: var(--text-medium);
  line-height: 1.75;
}

.glossary-empty {
  grid-column: 1 / -1;
  text-align: center;
  padding: 1.2rem 1rem;
  border-radius: var(--radius-xl);
  border: 1px dashed rgba(255,255,255,0.16);
  background: rgba(0,0,0,0.18);
  color: var(--text-medium);
}

@media (max-width: 920px) {
  .glossary-panels {
    grid-template-columns: 1fr;
  }
}